Our story

Onward was founded on the principle that no family should be destabilized due to a $400 expense. The program was born after Founder Ronnie Washington witnessed the impact such a small expense could have when his own relative turned to a high-cost payday lender after a car issue threatened their ability to get to work. After this experience, Ronnie realized that workers across the country were too often one paycheck away from ruin. In late 2016, with support from Stanford’s Social Innovation Fellowship and by partnering with employers, he and his team launched Onward Financial to bring a financial cushion to every worker.

Our mission

Our mission is to provide every worker with the tools to build a financial cushion. The combination of an emergency savings account, bite-sized financial education, and low-interest emergency loans makes it possible for our users to break the paycheck-to-paycheck cycle.

One paycheck at a time, we are helping workers across the U.S. build financial security and resiliency.

The team

Ronnie Washington avatar
Ronnie Washington
Founder and CEO
Rebecca Grip avatar
Rebecca Grip
Education Lead
Alex Valencia avatar
Alex Valencia
Customer Success Lead

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