A Full-Service Employee Financial Wellness Program

What is Onward?

Onward is a not-for-profit employer benefit program that promotes saving, responsible borrowing, and financial education. Unlike most savings plans or financial education programs, Onward is tailored to helping employees reach their immediate goals. If an emergency does occur, instead of seeing their savings washed away or borrowing from a payday lender, eligible employees can access a low interest loan based on their savings history with Onward.

  • Only 6 in 10 (59 percent) households had enough liquid savings to pay for a $2,000 unexpected expense.
    (The Pew Charitable Trusts “How Do Families Cope with Financial Shocks?” October 2015)

  • 108 million Americans who lack access to traditional credit cards and even modern online lending
    (CFSI “2014 Underserved Market Size: Financial Health Opportunity in Dollars and Cents” December 2015)

  • $138 Billion spent on fees and interest in 2014 alone
    (CFSI “2014 Underserved Market Size: Financial Health Opportunity in Dollars and Cents” December 2015)

  • Main sources of financial shocks: medical bills, car breakdowns, unexpected expenses

Onward is an employer-sponsored benefit program that makes it simple and easy for employees to deal with financial emergencies

Onward’s mission is to provide a financial cushion to every worker.

savings

Saving

We help employees easily build their long-term savings directly from their paycheck

lending

Lending

We provide employees with access to responsible and affordable credit for unexpected emergencies

education

Education

We deliver tips, resources, and tools to help employees improve their financial lives

  • Onward’s Mission: To provide a financial cushion to every worker.

Coming Soon to Android & iOS!

Save

Save on your terms directly from your paycheck

Build

Set goals, track progress, and increase your savings

Build

Set goals, track progress, and increase your savings

Borrow

Access emergency credit of up to 2x your savings*

Increase

Automate payments from your paycheck and build your credit score over time

Increase

Automate payments from your paycheck and build your credit score over time

Who We Are

Core Team

ronnie

Ronnie Washington, Founder & CEO

Ronnie received his MBA from Stanford, focusing on social entrepreneurship and finance. Ronnie is a former Management Consultant at Deloitte, where he focused on serving large commercial banks and health insurance companies. He assisted non-profit, Global Brigades Ghana, develop its microfinance program and launch 4 new community-based banks. Ronnie received his BA in Economics and Math from Morehouse College. He is passionate about providing every working individual with financial security.

marty_evans

Marty Evans, Interim CFO

Marty also received his MBA from Stanford, focusing on entrepreneurship and finance. Marty has been a federally authorized tax practitioner since 2012, and founded a long-short public equities investment fund in the same year. He offers financial literacy workshops and free tax preparation to underserved communities to help catalyze financial empowerment. Marty received his BS/BA in Mechanical Engineering and Chemistry from Yale.

Advisors

kenneth

Kenneth Singleton, Advisor

Kenneth is the Adams Distinguished Professor of Finance, and a former Senior Associate Dean at the Stanford Graduate School of Business.